Home Welfare Pension Annuity Benefit
   Operating Engineers Local 66 Welfare Fund  

TERMINATION FROM COVERAGE.

Active Employees at the Trade - The coverage of an Active Employee, working at the trade, will be terminated on the day immediately preceding any Benefit Period following a Work Period in which the amount of required Voluntary Contributions were not received. If Voluntary Contributions have been made for a maximum of 18 months (six quarterly eligibility periods) and the active employee has not been re-employed in the industry, coverage will be terminated. The Active Employee and any eligible dependents will then be eligible for COBRA and/or conversion rights.

Special Agreement Employee - For termination information for Active Special Agreement Employees please see the Summary Plan Description.

Dependents - Dependent coverage normally will terminate on the same date the employees coverage terminates. However, coverage of a dependent will terminate when the dependent ceases to be a dependent, as defined herein.

In case of divorce, a spouse's coverage will terminate on the last day of the month in which the divorce occurred. 

Coverage is provided for each child who has not achieved their 26th birthday.  Upon turning 26, dependent children are terminated from the plan.

Spouses and Children of Deceased Employees - A deceased employee's dependent's coverage will terminate either, (1) on the last day of the benefit period in which death occurred, or (2) in the event the required Voluntary Contribution was made, the last day of the benefit period for which a Voluntary Contribution was made. However, in the event of remarriage, the spouse's coverage will be terminated on the earlier of, (a) 90 days from the date of remarriage, or (b) the last day of the benefit period in which remarriage occurred. A dependent child, in this case, can make a Voluntary Contribution to continue his or her coverage as long as he or she qualifies as a dependent.

Retired Employees and Their Eligible Dependents - The coverage of retired employees and their eligible dependents shall be terminated on the day immediately preceding any Benefit Period following a Work Period in which the amount of the required Voluntary Contribution is not received.

Field Supervisory Employees - The coverage of a Field Supervisory Employee will be terminated on the day immediately preceding any Benefit Period following a Work Period in which the amount of the required Voluntary Contribution is not received.

Totally Disabled Employee - Coverage of totally disabled employees and their eligible dependents shall terminate on the last day of the Benefit Period in which the disabled employee recovers or on the day immediately preceding any Benefit Period following a Work Period in which the amount of the required Voluntary Contribution is not received. An employee who recovers shall no longer be considered a totally disabled employee.

Uniformed Services - Coverage of an employee entering the uniformed services will be governed by the requirements of the Uniformed Services Employment and Reemployment Rights Act of 1994. USERRA permits covered employees to elect to continue coverage for themselves and their dependents during a period of absence for uniformed service. Upon reemployment with a contributing employer, the employee will be reinstated to coverage without any exclusions or waiting periods, except for coverage of any injury or illness determined by the Veterans Administration to have been incurred or aggravated during the period of uniformed service. Subsequent eligibility will be based upon employment in the industry, in accordance with the rules of eligibility then in effect.

 



Eligibility.

Termination.

COBRA Continuation Coverage.

Medical Claims.

Vision.

Prescription Drugs.

Disability Benefits.
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